Seko min ka kan ka kɛ bɛɛ la (bank leverage), NYDF ka nafolo sɔrɔ.


 

Bankiw, juruw ani wariko bolodacogo gɛlɛnw faamuyali nafa ka bon tiɲɛ na walasa ka mɔgɔ yɛrɛ ni jago wariko gɛlɛnw ɲɛnabɔ.


Ka juruw sɔrɔ:

Tiɲɛni, a kɛra so ye, a kɛra mobili ye wo, a kɛra sɔrɔ sabatilen ye wo, o bɛ se ka kɛ garanti ye walasa ka juruw sɔrɔ ka bɔ banki la.

Bankiw bɛ mɔgɔ kelen-kelen bɛɛ ka faratiw ni u ka jurudoncogo jateminɛ sani u ka sɔn juruw ma. Ni nafolo ani sɔrɔ basigilen bɛ i bolo, o bɛ se ka i ka juru sɔrɔli cogoya ɲɛ.

Jagokɛcogo bolodalenw:

Jago bolodacogo sɛbɛnni ye seko nafamaba ye walasa ka kumaɲɔgɔnya ɲuman kɛ ni waridonnaw ni jurudonnaw ye minnu bɛ se ka kɛ. A bɛ kɛ sira ye i ka jago kama, k’i ka laɲiniw, i ka fɛɛrɛw ani i ka wariko jateminɛw jira.

Hali ni bankiw dɔnna u ka wajibi gɛlɛnw fɛ, waridonna kɛrɛnkɛrɛnnenw ni gɔfɛrɛnaman ka porogaramuw bɛ se ka kɛ wari sɔrɔcogo wɛrɛw ye minnu bɛ se ka kɛ.

Musow ka musakaw sɛgɛsɛgɛli:

Jagokɛcogo bolodacogo jɔnjɔn dɔ ye ka fɛn dɔ walima baara dɔ yɔrɔ dɔ dilanni musaka jira ka ɲɛ. O bɛ tali kɛ fɛnw, nafolo ani musaka minnu ka kan ka kɛ, olu ɲɛfɔ ka ɲɛ, i n’a fɔ ka kukisɛ dilacogo dɔ lajɛ.

I ka musakaw faamuyali n’u fɔli nafa ka bon kosɛbɛ wariko bolodacogo la ani jagokɛcogo sabatili la.

Banki ka baarakɛcogo saniyalen:

Bankiw ka baarakɛcogo tilennenw ni saniyalenw marali nafa ka bon wariko jɛlen na ani dannayako la.

Nafolo sɛbɛn jɔnjɔnw ye Balance Sheet, Cash Flow Statement ani Income Statement ye. Nin sɛbɛnw bɛ i ka jago ka wariko kɛnɛya jira, ka dɛmɛ don latigɛw la ani ka waridonnaw sama minnu bɛ se ka kɛ.

Nafolo jatebɔsɛbɛnw:

Bilansɛbɛn bɛ sosiyete ka wariko cogoya lajɛlen di waati kɛrɛnkɛrɛnnen dɔ la, ka nafolo, juruw ani bolomafaraw ɲɛfɔ ka ɲɛ.

Warimara jatebɔsɛbɛn bɛ wari doncogo n’a bɔli jago la, o bɛ dɛmɛ don ka wariko ɲɛnabɔ ani ka taabolo dɔn.

Sɔrɔko jatebɔsɛbɛn (walima Tɔnɔ ni tiɲɛni jatebɔsɛbɛn) bɛ sɔrɔw ni musakaw lajɛ waati kɛrɛnkɛrɛnnen dɔ kɔnɔ, ka jago nafa jira.

Dannaya sabatili:

Nafolo jatebɔsɛbɛn minnu sɛbɛnnen don koɲuman, olu bɛ dɔ fara i ka jago dannaya kan. U bɛ kɛnɛya jira, wariko kololi, ani i ka sosiyete ka wariko kɛcogo faamuyali.

O dannaya in nafa ka bon kosɛbɛ ni i bɛ baara kɛ ni bankiw, waridonnaw ani bololabaarakɛla wɛrɛw ye minnu mago bɛ hakilisigi la i ka baara in ka wariko ɲɛtaa kan.

Nafolo diɲɛ fangama kɔnɔ, se ka juruw, jago bolodalenw ani wariko jatew gɛlɛyaw ɲɛnabɔ, o ye seko nafama ye. A kɛra bankiw ye wo, waridonna kɛrɛnkɛrɛnnenw ye wo, walima gɔfɛrɛnaman ka porogaramuw ye wo, wariko sariyakolow faamuyali bɛɛ lajɛlen ani kumaɲɔgɔnya ɲuman jagokɛcogo bolodalenw fɛ, o bɛ se ka kɛ sababu ye ka cogoyaw da wuli ani ka jago barikama ni dannayalen jɔ.

Play:

https://mngz47.github.io/F-Snake/

https://mngz47.github.io/kasi_nametest/

https://mngz47.github.io/cv_engine/

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